It is through mine. I was confused because I had people from his insurance calling me and mine. However, they said only one adjuster can go out. His wanted me to take the car to some auto express shop in fairfax, va saying that they have a contract with this place and it will be quick and fast. I wanted to try and go through a nissan dealership with an autobody shop if possible. I figured I am paying my insurance company to fight the battle for me. His could have offered me an even lower amount, right? I want my company to bicker and fight this out. If went with his insurance then who is fighting for me? It would only be me. So that is why I got mine involved. BTW I faxed over a crapload of invoices Bernie gave me in hopes they up the settlement amount.